U.S. military service translates well into tech career paths such as a cybersecurity analyst, cloud engineer, or IT support specialist. Know that the unique skills learned in military life will continue to serve you in the job market by way of top tech employment opportunities. This list of five positions that are perfect for veterans will help you explore your options in the world of technology.

1. IT Support Specialist Job

An IT support specialist keeps technology working for both clients and business employees. Tasks include fixing problems, setting up solutions, and simplifying the day-to-day workflow of employees and clients. Issues arise every day that need immediate attention, including:

1. Computers malfunctioning
2. Email problems
3. Password reset issues
4. Software crashes
5. Wifi connection issues

Military veterans who are calm under pressure, communicate clearly, and have sharp troubleshooting skills excel as IT support specialists. Look for reliable businesses in the tech world, like Alpine Mar IT, that offer cybersecurity services and top-tier managed IT support. An IT support specialist job is typically the quickest available job opening for transitioning service members.

2. Cybersecurity Analyst Career

A cybersecurity analyst is a trained professional who protects a business’s computer systems and data from security issues, including cyber attacks.Networks and systems must be continuously monitored against threats, issues investigated, and security measures applied to protect against future breaches.

Firewalls, encryption, and vulnerability assessments are used as protective resources. Cybersecurity analysts also report findings, train and educate employees on security best practices, and ensure compliance with current security standards.

Military veterans fit well into the cybersecurity community due to their experience with several related skills, including:

1. Work with security clearance and protocols
2. Familiarity with threat awareness
3. Risk management knowledge
4. Mission focused
5. High responsibility

Specific roles for past service members looking for career opportunities in this field include:

• Security operations center as an analyst
• Incident response
• Governance Risk Management and Compliance (GRC)

Look for certifications in CompTIA Security+ and Cisco CCNA Security when preparing for this career. Cybersecurity skills are projected to be the second fastest-growing skill category worldwide. Now is the time to get certified and secure your place in this valuable field.

3. Cloud Engineer Career

A cloud engineer is an information technology specialist who is in charge of organizing, implementing, and maintaining cloud infrastructure and platforms.These professionals are the creators and caretakers of the business’s overall cloud system. They make sure all cloud systems remain reliable, scalable, secure, and efficient.

Employers expect cloud engineers to configure cloud environments, manage data storage and security, optimize cloud systems’ performance, and support general cloud-based services.

Past military personnel fit well in this role due to their former training in military skills, including:

1. Systems thinking
2. Scalability experience
3. Automation knowledge
4. Contingency planning

Tech companies hire former service members for cloud engineer job opportunities in roles such as Azure engineers and cloud operations. A cloud engineer professional should have common certifications like Amazon Web Services and Microsoft Azure.

4. Systems Administrator Career

Systems administrators (SysAdmins) are responsible for organizing, installing, maintaining, and supporting a company’s computer systems.Systems include the networks, hardware, software, and databases used within the business. These systems must work efficiently and securely. SysAdmins must make sure all computer systems are running with minimal downtime to keep operations running as quickly as possible while maintaining optimal performance.

Veterans looking for open positions in the system administrator career path should be ready to perform various duties, including:

1. Installing and configuring new hardware and software
2. Applying operating system updates
3. Applying security patches
4. Managing user accounts as well as access controls
5. Troubleshooting technical problems
6. Monitoring system performance
7. Ensuring network infrastructure functionality
8. Implementing firewalls and antivirus software
9. Proactively protecting against cybersecurity threats
10. Documenting system configurations
11. Maintaining consistency through development, testing, and production

Military veterans in this civilian career excel due to prior military experience with maintenance, configuration management, and reliability. The skills and mindset development learned from former service members is exactly what is needed in SysAdmin roles to ensure a stable, secure, and reliable business community.

Typical roles for past service members in this career path are in Windows or Linux Admin, Active Directory, or server and virtualization. Common certifications include education in both Microsoft and Linux.

5. Software Developer Career

A software developer is someone who designs, maintains, and tests software applications and systems to meet both user needs and business operational requirements. Software developers analyze the company’s needs and design software solutions. They also write code and test software to confirm its security and functionality. Developer jobs are filled with collaboration.

Stakeholders, programmers, engineers, and designers work together with the software developer during the application development process. This collaboration is critical to create, deploy, and maintain unified software across platforms.

Previous service members who are looking for their next career in the technology community will fit nicely into the software developer department due to their past military experience. Past armed forces training prepares veterans in several ways, including:

1. Problem-solving training
2. Documentation skills
3. Logical mindset
4. Discipline skills

These four skills are greatly needed in the software developer career for several key reasons. Military experience provides the discipline needed to ensure consistent code and keep structured workflows. Logic and problem-solving training are imperative to this technology career because it provides a framework for algorithm design and decision-making while programming.

Veterans find that good documentation skills learned in the military are perfect for a developer career. Collaborating developers need clear and searchable knowledge for faster updates and easier advancements.

Military veterans in the software developer technology field typically find themselves in one of these roles:

1. Web developer
2. Backend developer
3. Application developer

Explore and learn programs like JavaScript, Python, and SQL before attempting to join a developer team. Software developers are frequently hired by tech companies, but also often work as independent contractors or start their own businesses. The veteran-owned business certification process will give you access to financial guidance and help you appear on national registers or compete for national government contracts.

FAQs From Previous U.S. Military Members

Military members and even military spouses often have more questions when deciding on their next career opportunity. Here are several FAQs for military families to explore for transitioning service members.

1. Do I need a degree to get into software development, IT, cloud, or cybersecurity?

No, a degree is not always necessary to work in the technology field. Veterans join these jobs by receiving education through certifications, boot camps, and other training programs. The GI Bill or VET TEC is an option for vets to use for training costs.

2. What is the salary for these positions?

• IT Helpdesk – $55,000-$70,000
• Cybersecurity Analyst – $99,000-$120,000
• Cloud Engineer – $110,000-$140,000
• Systems Administrator – $70,000-$100,000+
• Software Developer – $110,000-$133,000, depending on location and experience

3. What certifications are the best to have when pursuing a job in technology?

• IT Helpdesk – CompTIA A+, Network +
• Cybersecurity Analyst – CompTIA Security+, CISSP
• Cloud Engineering – AWS Certified Solutions Architect, Azure AZ-104
• Systems Administrator – Microsoft and Linux
• Software Development – DevOps and cloud

Tech Companies Are Hiring Veterans

Veterans are finding solid, well-paying jobs within the information and communication technology world. If you have past military experience and are ready to explore more opportunities, programs, education, and resources available for vets in the tech sector, now is the time to pursue your dreams.

There are multiple job opportunities to explore, including IT helpdesk personnel, software developers, cloud engineers, and cybersecurity analysts. Look for trustworthy companies like Alpine Mar IT when you are ready to join a tech team. Problem-solving under pressure, working within complex networks, and learning technical systems are all priceless military skills that will help you transition smoothly into a lasting tech career.

The post Top 5 Tech Jobs for Veterans appeared first on THANK YOU FOR YOUR SERVICE THE FILM.

Fundraising ideas come in many forms that bring military families and wider community members together for a shared cause. Be prepared to think outside the box and use every fundraising tool available to maximize the impact of your fundraising events.

1. Viral Challenges

Organizing a viral challenge is one of the best ways to spread awareness about your appeal. The greatest advantage social media offers nonprofits is the limitless possibilities to share your appeal and receive donations from people far outside of your network.

The key to a successful viral campaign will be your choice of challenge. Physical challenges like a push-up challenge or ruck marches are great choices, but skill-based challenges are also fun fundraising ideas. Why not try a building challenge with a military theme, a camouflage competition, or even creating artwork inspired by military history?

Your viral challenge should have a specific monetary target to motivate participants, an established start and end date, and clearly thought-out rules. You must also make it easy and safe to donate by offering various payment methods and using a fundraising platform with trusted payment processing capabilities.

How to Organize a Viral Challenge Efficiently

Organizing a viral challenge is easier than it seems. The key is to let a nonprofit fundraising platform do the heavy lifting for your campaign.

A leading nonprofit fundraising platform like Kindsight will offer your organization an extensive donor database to pinpoint potential donors before the challenge begins. AI-powered content creation tools with 80 prompts then help you create persuasive website content, social media posts, and email marketing campaigns up to 16 times faster so you can focus on physically preparing for the launch or your viral challenge.

The same software platforms can be used to power a crowdfunding campaign or to approach individual donors for large gifts. Utilizing the most up-to-date technology takes your fundraising efforts further.

How to Market a Viral Challenge Online

Try the following strategies to spread the word about your viral challenge online:

Leverage Social Media

Boost your viral challenge on social media using these tried-and-true strategies:

• Create a unique hashtag: Hashtags make it easy to track participation and share content.
• Use high-quality visuals: Create engaging videos and images to secure social media users’ attention.
• Encourage sharing & nominations: Encourage participants to share their videos and nominate others.
• Engage with participants: Respond to comments, share participants’ content, and show appreciation.

Partner with Influencers & Organizations

Contact influencers or other influential individuals who have a personal connection with the U.S. Armed Forces. This could be veterans or military families with a significant online following, other veterans organizations, or celebrities or businesses with a known connection to military or veterans’ issues.

2. Fitness Challenges

Fitness challenges are fun, healthy, and very relevant to veterans’ military service. Combining fundraising with physical and mental resilience is something that reflects military personnel’s fortitude.

Physically challenging events encourage participants to stretch their limits and demonstrate how far they can push themselves—qualities that are highly valued within the veteran community.

Fitness-based challenges underline the importance of teamwork and camaraderie. This mirrors the strong sense of unity and shared experience among veterans. They’re also engaging, inclusive, and easy to promote in your community.

Fun fitness events that are great for fundraising include:

• Short-distance runs: Short runs are a fitness event most people can take part in, even if they walk some of the way. Make it a fun run with a fancy dress theme and entertainment at the finish line to make your challenge a day-long event for the whole family.
• Long-distance cycling events: A more physically demanding challenge is a long-distance cycling event. Offer a live stream video to receive online donations during the event.
• Adaptive sports: Hold a sporting event designed around adaptive sports like wheelchair basketball or blind soccer. These events are fun while offering young people an important lesson about the sacrifices military personnel make and the great risks they take to serve their country.

3. Patriotic-Themed Events

Take advantage of the most patriotic times of the year like Memorial Day, Veterans Day, and the Fourth of July for fundraisers with extra meaning and impact. These could include:

• Parades or ceremonies: Partner with local communities to organize parades or ceremonies honoring veterans.
• BBQs or picnics: Sell tickets to family-friendly events with food, music, and activities to honor veterans in your area and raise awareness of veteran-specific issues like PTSD or homelessness among ex-military personnel.
• Concerts or performances: Feature patriotic music or performances by veteran artists or local artists with an affinity for veteran or military issues.
• Silent auctions or raffles: Charity auctions are great ways to raise funds from donated items or experiences. Selling raffle tickets for valuable prizes is also a tried and tested way to get involved for a relatively low price.
• Galas or dinners: Host formal events that include dinner, live entertainment, and speeches from prominent veterans or community leaders.
• “A Day in the Life” experience: Offer civilians a glimpse into military life through interactive exhibits, demonstrations, or simulations.
• Virtual Events: Utilize online platforms to host virtual concerts, auctions, or fundraising campaigns, expanding your reach to a wider audience.

4. Need-Specific Events

Create fundraising events that are specific to an issue veterans face, such as mental health problems, homelessness, or challenges finding employment post-service. The most effective fundraising ideas for military personnel will raise money while educating people about the challenges many veterans experience after returning to civilian life.

Mental Health

Raise funds specifically for mental health services for veterans, addressing issues like PTSD and depression. These types of events are invaluable for raising awareness about the mental health crisis among our veterans. Offering yoga or mindfulness classes with proceeds going toward veteran mental health initiatives is a great way to educate participants about mental health while helping the cause.

Housing and Homelessness

Create a fundraising event specifically geared toward providing housing assistance and support for homeless veterans. Sadly, it’s reported that 32,882 veterans experienced homelessness during January 2024. This statistic highlights how much work is required to help veterans adapt to civilian life, stay healthy, and make good use of the skills they learned in the military.

Volunteers could raise money to help with homelessness among veterans by spending a night sleeping rough and documenting their experience on social media or even via the local media. This experience would get people talking and focused on the widespread issue of veteran homelessness.

Job Training and Entrepreneurship

Organize corporate fundraising events together with local businesses to support initiatives focused on job training, employment opportunities, and support for veterans who want to start their own businesses. Many veterans struggle when adapting to civilian life and may not know where to start or how to showcase the skills they developed while in the military.

Corporate fundraising could come in the form of a fun outing like bowling or an in-house bake-off with a talk about post-service employment challenges and how your organization helps. Get the participants’ networks involved by inviting pledges (a popular peer-to-peer fundraising technique) tracked on a dedicated donation page, and report back after the event on how the funds raised were used to support veteran employment and entrepreneurship in your city.

Get Creative to Support Your Local Heroes

Supporting our veterans’ physical, mental, emotional, and financial needs is a continuous and vital task. These fundraising ideas offer a toolkit to serve those in our communities who have bravely served our country.

Creative events, engaging campaigns, and initiatives focused on specific issues will help ex-military personnel receive more of the resources and support they need and deserve. Be brave in your military fundraising campaign and use the most effective tools for maximum exposure and impact.

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What Is the VA Specially Adapted Housing Grant?

The VA Specially Adapted Housing (SAH) Grant program is a program offered by the U.S. Department of Veterans Affairs (VA) to fund home modifications for severely disabled veterans. This grant can be used to cover the cost of a wide range of home modifications that make independent living easier.

The SAH Grant is just one of three similar programs offered by the VA to help cover the costs of making necessary adaptations to veterans’ homes. The others are:

• Special Home Adaptation Grant (SHA)
• Home Improvement and Structural Alterations Grant (HISA)

Eligibility Criteria for the SAH Grant

To be eligible for the SAH Grant, veterans must meet specific criteria, including:

• Severe Service-Connected Disability: The veteran must have a severe service-connected disability that limits their ability to carry out normal living functions.
• Need for Home Adaptation: The veteran must need specific home modifications to accommodate their disability. 100% disability isn’t required for this grant. Rather, the type of disability is the most important factor. Eligible candidates have disabilities that impact their ability to access their home.
• Homeownership: The veteran or a family member must (or will) own the home they wish to modify.

The grant amount varies depending on the specific needs of the veteran and the cost of the necessary modifications.

Which Service-Connected Disabilities Qualify Veterans for the SAH Grant?

You may be eligible to get an SAH Grant if you require funds to purchase, build, or adapt your permanent home and suffer from a service-connected disability. Qualifying service-connected disabilities are as follows:

• The loss (or loss of use) of two or more limbs
• Blindness in both eyes (20/200 visual acuity or less)
• Certain severe burns
• Some respiratory or breathing injuries
• The loss of one foot or leg after September 11, 2001. The loss of use of the foot or leg also counts. This loss makes balancing or walking without the support of braces, crutches, canes, or a wheelchair impossible.

Note: Up to 120 veterans or service members can qualify for a grant on the grounds of the loss of one extremity. If you qualify for the grant this year but can’t receive it because of the number limit, you might be able to receive the benefit in coming years.

What’s Covered by the SAH Grant?

Veterans must use grant money to cover the costs of making necessary home modifications to accommodate their service-connected disability. For example, the grant could cover:

Major Home Modifications: 

• Fixed wheelchair ramps
• Widening doorways
• Lowering countertops
• Installing grab bars
• Modifying bathrooms
• Constructing special rooms or additions

Other Eligible Expenses:

• Architectural and engineering fees
• Permits and inspections
• Construction costs

What Isn’t Covered by the SAH Grant?

The SAH Grant generally doesn’t cover costs related to the maintenance or repair of veterans’ homes. For example, the grant doesn’t cover:

• Routine Maintenance and Repairs: The grant is not intended for general home repairs or maintenance.
• Cosmetic Upgrades: Modifications that are purely aesthetic, such as painting or flooring, are not typically covered.
• Personal Property: The grant does not cover personal items, such as furniture or appliances.
• Land Purchase: The grant is specifically for home modifications, not for purchasing land.

Is Damage Caused by Natural Disasters Covered by the SAH Grant?

Damage caused by natural disasters to homes adapted through the SAH program—and that aren’t covered by insurance—might be covered in the case of a natural disaster. This represents crucial assistance for veterans in hurricane-prone states like Florida.

For example, the SAH Grant might be able to cover roof repair or replacement following a severe weather incident. In this case, a trusted roofing company like Bayside Roofing Professionals can step in to repair the veteran’s roof in a timely manner.

It’s important to note that specific coverage may vary depending on individual circumstances and VA guidelines. To get accurate information about what your SAH Grant covers, it’s crucial to consult with a VA benefits counselor.

How Much Funding Is Available through an SAH Grant?

Qualifying veterans can receive up to $117,014 through the SAH program for the 2024 fiscal year.

Can I Apply for a Grant for a Temporary Home?

Veterans and service members who fulfill both of the following requirements may be able to obtain a Temporary Residence Adaptation (TRA) grant to adapt a family member’s home:

• You otherwise qualify for an SAH or SHA grant.
• You’re currently living in a family member’s home that requires adaptations to meet your needs.

Remember you don’t need to own the home to apply for a TRA grant.

How Much Funding Is Available through a TRA Grant?

The amount of funding available through a TRA grant will depend on whether you apply through the SAH or SHA program:

• Veterans who qualify for an SAH Grant can receive up to $47,130 through the TRA grant program for the 2024 fiscal year.
• Veterans who qualify for an SHA Grant can receive up to $8,415 through the TRA grant program for the 2024 fiscal year.

How Does the SAH Compare with other Grants for Disabled Veterans?

There are some significant differences in the scope and focus of the SAH, SHA, and HISA grants:

1. Specially Adapted Housing (SAH) Grant:

The SAH is the most comprehensive grant for disabled veterans or service members. It also provides the greatest sum of funding.

• Eligibility: For veterans with severe service-connected disabilities that significantly impact their ability to live independently
• Purpose: To fund major home modifications, such as wheelchair ramps, widened doorways, and specialized bathroom fixtures
• Funding: Can cover a significant portion of the cost of modifications

2. Special Housing Adaptation (SHA) Grant:

The SHA Grant is oriented toward less comprehensive home modifications. The amount available for these adaptations is also lower.

• Eligibility: For veterans with service-connected disabilities who require assistance with daily living activities
• Purpose: To fund minor home modifications, such as grab bars, ramps, and widened doorways
• Funding: Typically offers a smaller grant amount compared to SAH

3. Home Improvements and Structural Alterations (HISA) Grant:

The HISA Grant is available to disabled veterans. It covers the costs of necessary home modifications that aid accessibility in rented and owned homes.

• Eligibility: For veterans with both service-connected and non-service-connected disabilities
• Purpose: To fund home improvements necessary for treatment or disability access, such as wheelchair ramps, widened doorways, and bathroom modifications
• Funding: Provides a lower grant amount compared to SAH and SHA

Key Differences:

Find Out How the SAH Grant Can Help You

The VA Specially Adapted Housing (SAH) Grant is a valuable resource for severely disabled veterans seeking to adapt their homes to meet their unique needs. Understanding the eligibility criteria and the types of modifications covered will help veterans take advantage of this benefit to improve their independence and quality of life.

It’s crucial to consult with a VA benefits counselor and a qualified contractor to navigate the complexities of the SAH Grant program and ensure a successful home modification project. If approved, you or a disabled veteran in your life will be able to enjoy greater safety and independence at home at minimal cost.

The post VA Specially Adapted Housing Grant Explained appeared first on THANK YOU FOR YOUR SERVICE THE FILM.

There are several options to generate passive income. Some of these have more requirements than others but there are good options for everyone.

1. Stocks

Trading stocks and other assets is a potentially lucrative option for people in the military. Due to the ever-growing number of online trading platforms, it’s never been easier to join the stock market.

Day-Trading

Day-trading involves buying stocks when the price is low and selling them when the price is high. When considering trading as a source of passive income, you should carefully consider the risks involved. Though trading can be lucrative, some knowledge of the market is useful. It may be worth collaborating with an expert to find out where to start.

Demo accounts: Online trading demo accounts allow you to practice trading without putting money on the line. Once you’ve learned a few tricks of the trade, you’ll feel more confident taking the plunge.

High-Dividend-Yielding Stocks

This type of stock typically pays shareholders on a regular basis. Many people prefer to invest in high-yielding stocks rather than keep their savings in a bank where interest rates may be low. If you don’t want your money sleeping in the bank while you’re on active duty, stocks may be a good option.

Though stocks don’t guarantee a profit, they offer two ways to earn money while you serve:

1. Stock price appreciation
2. Regular dividend payments

As stock prices can also fall, be sure to get expert advice before diving in.

2. Real Estate Investing

Investing in a rental property is a go-to way of earning a stable and reliable source of passive income. Real estate investing is especially appealing as it generates income in two ways:

1. Property generally appreciates over time, so you are likely to make a profit when you eventually sell.
2. Real estate generates regular income that you can use to pay off the mortgage. After the mortgage is paid off, you can keep the rent as passive income.

Short-Term Holiday Rentals

Renting your property out as a short-term vacation rental can be an excellent path toward financial freedom. It’s important to know when and where to invest to get the best deal and the best possible return on investment.

Detailed information such as that provided by vacation rental data company AirDNA can help you pinpoint where tourist hotspots are located and where you can get the best “bang for your buck.” Data insights can also help you decide how much to charge and the kinds of amenities your guests will expect.

Military Real Estate Loans

Eligible serving military members and veterans can potentially get a VA loan to help them purchase a property. It’s worth investigating your VA home loan eligibility to see if you qualify for a loan, as they come with several advantages:

• No need for a downpayment
• Low interest rates
• Limit on closing costs
• No need for private mortgage insurance

Please note that VA home loans are for primary residences. However, you can rent out rooms in the home that you’re not using or even entire units if you buy a duplex, triplex, or quadplex and use one of the units as your primary residence. This provides opportunities for earning passive income from short-term rentals, long-term rentals, or both.

3. Cryptocurrency

Buying and selling cryptocurrency is another possible path for those willing to learn about the process. Due to the increasing number of cryptocurrencies on the market, there are lots of opportunities for investors looking to buy low and sell high.

Despite the hype, some do make money from crypto. But just like stocks, buying and selling crypto comes with its risks and requires careful and considered moves. Lower-risk cryptocurrencies that could be good options for beginners are ApeCoin, Polygon, Ethereum, and RobotEra ($TARO).

4. Amazon FBA

Amazon FBA, aka Fulfillment by Amazon, can be a fairly low-maintenance way to generate passive income. Amazon FBA is essentially a way of outsourcing order fulfillment to Amazon, which stores the items, packs, and delivers them.

Typically, you’ll need to make an initial investment of around $500 or more, but many people start seeing returns in the third or fourth month. Selling on Amazon is fairly straightforward and there are many guides online on how to set up an account to make a slow but steady cash flow.

5. Affiliate Marketing

Affiliate marketing involves marketing someone else’s products and services in exchange for a commission on each sale. According to Shopify, brand affiliates can earn between 5% and 50% commission on products purchased through an affiliate link. Though creating content takes some time and effort, all subsequent sales earn you passive income.

Becoming successful as an affiliate marketer is competitive and requires consistent engagement with your audience. Learning how to utilize videos and reels as well as marketing strategies like giveaways, discounts, and competitions can help to generate traffic, expand your audience, and potentially increase your passive income.

Boost Your Income Today

Whether you want to create a modest but reliable source of extra income or are looking to build generational wealth, there are several ways to boost your military income. Asking fellow military personnel or other veterans in the community how they provide passive income for their families could be a great place to start.

For those who don’t want to delve into the world of stocks or crypto, investing in short-term rentals is a great way to generate a reliable and safe source of income. With detailed and up-to-date data, you can optimize income from real estate for both short and long-term gains.

The post Top 5 Active-Duty Passive Income Ideas appeared first on THANK YOU FOR YOUR SERVICE THE FILM.

Every state has its own set of eligibility criteria and rules. Some states may require disabled veterans to provide proof of their disability status from the Department of Veterans Affairs. In certain cases, the qualifying veteran may need to register for these property tax exemptions annually.

It’s crucial to stay informed because state tax laws can change over time. Consulting a tax professional for the most up-to-date information on your state’s property tax exemptions is a wise step.

States Awarding Full Property Tax Exemptions for Disabled Veterans

Many states have taken the commendable step to honor and support honorably discharged veterans who have 100% permanent and total service-connected disability ratings issued by the Department of Veterans Affairs. These states award full homestead exemptions for the primary residences of qualifying disabled veterans.

A veteran qualifies for the full property tax exemption if:

• The disabled veteran was honorably discharged from any branch of the U.S. Armed Forces.
• They have a 100% permanent and total service-connected disability rating (100% P&T) certified by the Department of Veterans Affairs.
• The veteran owns and occupies a primary residence in the state to which they are applying for the homestead exemption.

Additionally, these states extend this invaluable benefit to the surviving spouses of these disabled veterans if:

• The surviving spouse remains unmarried.
• The surviving spouse maintains continuous occupancy in the property following the disabled veteran’s passing.

These are the states that offer full property tax exemptions to qualified veterans with a 100% permanent and total disability rating from the VA as described above:

• Hawaii
• Maryland
• Mississippi
• Nebraska
• New Jersey
• New Mexico
• Oklahoma
• Wisconsin (after a 5-year residency)

The following states offer full property tax exemptions to totally disabled veterans with some modifications to the requirements or benefits.

Alabama

Veterans are eligible for exemption from ad valorem taxes on their primary residence and the adjacent 160 acres of land.

Source: Alabama Department of Revenue

Arkansas

Arkansas extends property tax exemptions to veterans who have been awarded special VA compensation for the loss of one or more limbs or total blindness in one or both eyes.

Surviving spouses who remarry and subsequently end that marriage are eligible to have the previous property tax exemption reinstated.

Source: Arkansas Commissioner of State Lands

Florida

Paraplegic or hemiplegic veterans dependent on a wheelchair for mobility or veterans who are legally blind may also qualify for property tax exemptions.

Veterans with a VA-certified service-connected disability of 10% or more may qualify for a partial exemption. Consulting with a Florida CPA firm like Alpine Mar can help you determine your eligibility.

The primary residence of a surviving spouse of a service member who died from service-related causes during active duty is also tax-exempt.

Source: Florida Department of Veterans’ Affairs

Illinois

Veterans are only required to have a 70% or higher service-connected VA disability rating to qualify as exempt from paying property taxes on their primary residences.

Source: Illinois Department of Revenue

Iowa

Iowa’s property tax exemption also covers up to 40 acres surrounding the primary residence.

If the surviving spouse remarries, they still qualify for the credit if they receive DIC (Dependency and Indemnity Compensation) payments.

Source: Iowa Department of Revenue

Louisiana

Veterans with a 100% unemployability rating from the VA also qualify for a full property tax exemption.

Source: Constitution of Louisiana, Act No. 172

Michigan

Veterans also receive property tax exemptions on their primary residence if one of the following applies:

• They receive pecuniary assistance for specially adapted housing due to disability certified by the VA.
• They have a VA rating of 100% TDIU for individual unemployability.

Source: Michigan Department of Treasury

New Hampshire

The property tax exemption also applies to veterans who are blind, paraplegic, or double amputees due to service-related reasons. Additionally, a disabled veteran qualifies if they own a specially adapted homestead obtained with assistance from the U.S. Department of Veterans Affairs.

Source: New Hampshire Department of Military Affairs and Veterans Services

South Carolina

Eligible veterans receive property tax exemptions on their primary residences including up to five acres of surrounding land.

A qualified veteran may receive full tax exemption for up to two privately owned or leased passenger vehicles.

Source: South Carolina Department of Revenue

Texas

Texas veterans may qualify for property tax exemptions if they have a 100% schedular VA rating or a 100% individual unemployability (TDIU) VA rating.

Source: Texas Comptroller of Public Accounts

Virginia

Veterans may also qualify for homestead property tax exemptions if they have a 100% VA rating for individual unemployability (TDIU).

Exemptions apply to the primary residence and up to one acre of land.

Source: Virginia Department of Veterans Services

States With Limited Property Tax Exemptions

These states offer limited property tax exemptions to qualifying veterans.

Alaska

Veterans with a VA or military disability of 50% or more are exempt from property taxes on the initial $150,000 of their home’s assessed value.

Source: Alaska State Office of Veterans Affairs

Arizona

Property tax exemptions for veterans differ by county.

Contact your county assessor’s office for specific details (source document, page 28).

Source: Arizona Department of Veterans’ Services

California

California’s Disabled Veterans’ Exemption also applies to disabled veterans who as a result of their military service are blind in both eyes or have sustained a loss of two or more limbs.

In 2024, the basic exemption amount is capped at $169,769 with no limitations on income. There is also a low-income exemption of $254,656 with a qualifying low-income household limit of $76,235.

Source: Sacramento California County Assessor’s Office

Colorado

Qualified veterans with a 100% disability rating can get a property tax exemption of 50% on the first $200,000 of their primary residence’s full value.

Source: Colorado Department of Military and Veterans Affairs

Delaware

Veterans residing in Delaware for over three years can receive a tax credit that covers 100% of non-vocational school district property tax exemptions on their primary residences. Disabled veterans with a 100% individual unemployability rating (TDIU) also qualify for the tax exemption.

Source: Delaware Department of Finance

District of Columbia

The property tax exemption is capped at a property value of $445,000 and eligibility is determined by income levels.

Source: District of Columbia Office of Tax of Revenue

Georgia

Disabled veterans can qualify for property tax exemptions if they have a 100% individual unemployability (TDIU) rating or have suffered a permanent loss or loss of use of limbs or eyes.

Veterans who qualify may receive an exemption of up to $109,986, determined by the index rate set by the United States Secretary of Veterans Affairs as per 38 U.S.C. 2102.

Source: Georgia Department of Veterans Service

Idaho

This property tax benefit for disabled veterans can lower the property taxes by up to $1,500 for their primary residence including one acre of land.

A disabled veteran’s surviving spouse can’t transfer the tax credit to a new property after the veteran’s passing.

Source: Idaho State Tax Commission

Kansas

Veterans can apply for property tax relief if they have a 50% or greater disability rating. An annual household income of $50,000 or less applies, and the primary residence can’t be valued at more than $350,000 in the tax year. The maximum property tax refund is $700.

Source: Kansas Department of Revenue

Kentucky

Qualifying veterans may be awarded property tax exemptions up to $46,350 against their primary residence.

Source: Kentucky Department of Revenue

Maine

Property tax exemptions of $6,000 are available to qualifying disabled veterans. Paraplegic veterans with federal grant assistance for specially adapted housing may receive an exemption of $50,000.

Source: Maine Revenue Services

Minnesota

Qualified veterans with a 100% disability rating are eligible for an exclusion of $300,000. Veterans with a 70% or higher disability rating can apply for a $150,000 exclusion.

Source: Minnesota House Research

Missouri

Missouri offers disabled veterans a maximum property tax credit of $1,000 to homeowners and a maximum of $750 to renters.

Source: Missouri Department of Revenue

New York

Although not specific to disabled veterans, all veterans who have served in the U.S. military can benefit from three property tax exemptions:

1. Alternative Veterans’ Exemption
2. Cold War Veterans’ Exemption
3. Eligible Funds Exemption

These exemptions apply to county, city, town, and village taxes, with potential exemptions for school district taxes as well.

Source: New York State Department of Taxation and Finance

North Carolina

Veterans also may qualify if they receive benefits for specially adapted housing. The property tax exemption amounts apply to the first $45,000 of the assessed real property value.

Source: North Carolina Department of Military and Veterans Affairs

Ohio

Veterans are eligible for a property tax exemption on the first $50,000 of their primary residence including land up to one acre.

Surviving spouses must be at least 59 years old when the qualifying veteran passes. Remarriage of the surviving spouse does not disqualify them from receiving the property tax exemption.

Source: Ohio Department of Taxation

Pennsylvania

This benefit also applies to disabled veterans who due to military service are blind, sustained a loss of two or more limbs, or are paraplegic veterans.

Applicants must demonstrate financial need, and as of 2023, those with an annual income of $108,046 or less are presumed to meet the need for the exemption.

Source: Pennsylvania Department of Military and Veterans Affairs

South Dakota

This program provides an exemption for up to $150,000 of the assessed property value for eligible disabled veterans.

Source: South Dakota Department of Revenue

Tennessee

Veterans also qualify for property tax exemptions if they have paralysis, loss of at least two limbs, blindness, or have a 100% permanent disability rating due to being former prisoners of war.

Tax relief is calculated based on a maximum market value of $175,000.

Source: Tennessee Department of Veterans Services

Utah

Utah’s property tax reduction depends on the disabled veteran’s disability rating, with a maximum exemption of $275,699 for those with a 100% service-connected disability.

The calculation is located on page 4 of the source document.

Source: Utah Department of Veterans & Military Affairs

Vermont

Veterans with a disability rating of 50% or higher may be eligible for a property tax exemption on their primary residence. The state ensures a minimum exemption of $10,000 for veterans, and towns have the option to increase the exemption to a maximum of $40,000.

Source: Vermont Department of Taxes

West Virginia

Qualifying veterans who have resided in West Virginia for two consecutive tax years don’t pay property taxes on the initial $20,000 of their primary residence’s assessed value.

Source: West Virginia Bureau of Senior Services

Wyoming

Veterans who have lived in Wyoming for a minimum of three years can benefit from a property tax exemption of up to $3,000 on the assessed value of their primary residence.

Source: Wyoming Department of Revenue

States With Property Tax Exemptions on Sliding Scales

These states offer exemptions based on the veteran’s disability rating.

Connecticut

Veterans with at least a 10% disability rating are eligible for state-mandated property tax exemptions on a sliding scale.

For example, a partially disabled veteran with a 51%–75% disability rating from the VA is eligible for a $3,000 property tax exemption.

The full property tax exemption table can be found on page 7 of the source document.

Source: Office of Legislative Research

Indiana

Veterans with at least a 50% disability rating are eligible for a state-mandated property tax exemption on a sliding scale.

For example, a disabled veteran with a 60% VA disability rating is eligible for a property tax exemption equal to 60% of the assessed value.

If the qualified disabled veteran does not own property, the tax credit can be applied to a maximum of two motor vehicles.

Consult the source document for the full list of tax exemption amounts.

Source: Indiana Department of Veterans Affairs

Massachusetts

Massachusetts has an extensive program for property tax exemptions for veterans starting at a 10% disability rating and rising to the full 100% rating.

A detailed table of these tax exemptions can be found on page 3 of the source document.

Source: Massachusetts Department of Revenue

Montana

Veterans receive a reduction in their property taxes based on marriage status and income.

For example, a single disabled veteran with a household income under $45,803 can qualify for a 100% reduction for the 2024 tax year.

Consult the source document for a detailed table showing marriage status and maximum income levels.

Source: Montana Disabled Veteran Assistance Program (MDV)

Nevada

Veterans with a minimum of 60% disability rating from the VA receive property tax exemptions based on their level of service-connected disability.

For example, in the 2023/24 fiscal year, a veteran with an 80%–99% disability rating will receive a property tax exemption of $25,050.

Consult the source document for the detailed benefit table.

Source: Clark County, Nevada

North Dakota

Veterans with a minimum of a 50% disability rating may qualify for the disabled veteran’s property tax credit.

For example, qualifying veterans with a 70% disability rating may receive a maximum reduction of $5,670.

Consult the source document for the complete reduction table.

Source: North Dakota Office of State Tax Commissioner

Oregon

Veterans with a disability rating of 40% or higher may qualify for a property tax exemption. The exemption amounts, which depend on income, are $24,793 and $29,753 for 2023.

Source: Oregon Department of Revenue

Rhode Island

Property tax exemption amounts differ widely based on the county, property value, and the specific exemption category applicable to the disabled veteran.

Consult the source document for detailed information.

Source: Rhode Island Department of Revenue

Washington

Washington offers property tax relief for veterans with an 80% or higher disability rating. The property tax relief amount depends on income, the total assessed value of the primary residence, and local levy rates.

Consult the source document for various scenarios with calculations.

Source: Washington Department of Veterans Affairs

Understand Your Eligibility With Professional Advice

Property tax exemptions for disabled veterans vary from state to state, offering crucial financial relief to those who have served our nation. Veterans need to find out about their eligibility and the specific requirements in their respective states. 

Consulting with a tax professional is advisable to make sure that you or the veteran in your life receives the most up-to-date and accurate information on these valuable benefits. Thresholds and eligibility can change from year to year, and staying informed is the best way to ensure the maximum available property tax savings.

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Anecdotal evidence and some academic studies suggest that medical marijuana may help with PTSD symptoms in the short term. However, long-term use appears to pose several risks, including a worsening of symptoms at baseline. Before trying cannabis-derived products for PTSD relief, it’s important to be aware of the potential benefits and risks, inform yourself about other treatment options, and consult an experienced medical professional.

Before deciding to try medical cannabis, there are some important considerations to take into account. It may also be helpful to discuss these points with your primary care physician.

1. Medical Marijuana Isn’t Legal in Every State

Medical marijuana is a federally controlled substance that isn’t currently legal everywhere in the United States. Though access to medical-grade cannabis is fairly widespread (recreational cannabis to a lesser degree), marijuana is still illegal in some states. In states where it is legal, patients may need to obtain a medical marijuana card, which requires the recommendation of an eligible medical professional and a formal application process.

Once you obtain a medical marijuana card (if your state offers this program), subsequent purchases of medical cannabis must comply with state regulations, including purchase and possession limits. It’s illegal to transport cannabis products over state lines and you aren’t generally allowed to consume marijuana if you work in a federal government-sponsored or safety-sensitive job.

2. Cannabis Use Disorder Is Prevalent Among Veterans

According to Veterans Affairs, a growing number of veterans are using marijuana to treat PTSD symptoms, chronic pain, and severe anxiety. At the same time, cases of substance use disorder are also on the rise with rates of cannabis use disorder at 2.7% among veterans in 2019-2020 and 5.6% among younger veterans, compared to a CUD rate of 1.7% among young veterans in 2005 and lower rates among older veterans.

A study conducted in 2022 also reported that veterans with a cannabis use disorder diagnosis reported worse long-term symptoms of PTSD, more severe and persistent alcohol abuse, and worse psychosocial functioning. This and other studies note the critical importance of substance abuse treatments and continuing psychological and physical support for returning veterans—both as preventative measures against substance abuse and for treatment in cases where drug or alcohol abuse becomes a problem.

3. Different Cannabis Products May Yield Different Results in PTSD Sufferers

With so many different cannabis products on the market, making generalizations about the effects of marijuana on PTSD symptoms doesn’t necessarily tell the whole story. Many different compounds can be extracted from the cannabis plant. Products that contain THC cause the psychedelic effects often associated with marijuana, but products that only contain CBD don’t cause the user to become “high” and offer a range of potential therapeutic effects.

Elms et al. (2019) investigated the impact of orally administered CBD on PTSD patients. The study concluded that 91% of the subjects experienced a decrease in PTSD symptom severity and no one discontinued the treatment due to side effects. CBD seemed particularly useful in treating patients who suffered from frequent nightmares.

Another study that explored the two most commonly researched compounds found in cannabis, THC and CBD, found that both cannabinoids helped with sleeping disorders caused by PTSD in the short term. It was noted that the reported amounts of THC and CBD in the products may have been inaccurate or misrepresented and the products that were taken were self-selected rather than dictated by the research protocol.

4. Academic Studies Don’t Agree on the Efficacy of Cannabis to Treat PTSD

Some scientific studies appear to show a positive correlation between marijuana use and a reduction in acute stress disorder symptoms. However, other studies report just the opposite, finding that marijuana can exacerbate the symptoms of PTSD and anxiety disorders.

Academic Studies that Indicate Cannabis Could Help with PTSD Symptoms

La France et al. (2020) reported that symptoms of PTSD—including intrusive thoughts, flashbacks, irritability, and/or anxiety were reduced by more than 50% after cannabis use. The authors also observed that symptom relief offered by cannabis is only temporary and that marijuana may not offer an effective long-term solution since an increase in the dosage needed over time is indicative of the development of tolerance.

In a systematic review, Rehman et al. (2021) suggested that since cannabis has shown promise in treating psychological conditions such as depression and anxiety, cannabis may help to alleviate PTSD symptoms too.

Academic Studies that Indicate Cannabis May Worsen PTSD Symptoms over Time

Metrik et al. (2020) reported greater severity of trauma-related intrusion symptoms over time with cannabis use and noted a strong correlation between PTSD and cannabis use disorder.

In an observational study published in 2015 in the Journal of Clinical Psychiatry, long-term marijuana use was associated with worsened PTSD symptom severity, violent behavior, and higher rates of alcohol and drug abuse when compared with people who ceased consumption or who had never used marijuana. It was also noted that marijuana use can nullify other courses of treatment that could otherwise have the potential to improve veterans’ quality of life.

Though some studies concede that marijuana may have some positive effects on PTSD, cannabis is generally seen as a problematic course of treatment due to the high risk of addiction and dependence, especially when used by young PTSD sufferers. These risks have led many in the medical community to recommend that patients suffering from PTSD symptoms try evidence-based pharmacological treatments and, crucially, psychological treatments, before turning to cannabis as a solution.

Try Other Treatments for PTSD First

Veterans who are considering using marijuana to alleviate PTSD symptoms should approach the subject with caution, always consulting their primary care physician and researching the potential side effects carefully before starting a course of treatment. The risk of developing tolerance to this potentially addictive substance should be at the forefront of veterans’ minds when considering cannabis for PTSD.

For patients who decide to explore the possibility of medical cannabis, it’s critical to consume only legal, medical-grade marijuana purchased from a reputable dispensary and to seek medical advice regarding products and dosages. Regular dialogue with your doctor and a careful analysis of the effects of cannabis on your symptoms (as well as any side effects or a build-up of tolerance) can help you keep your consumption moderate and transition to alternative treatment options, if required.

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Mental health problems associated with PTSD include hypervigilance, intrusive thoughts, emotional numbness, avoidance behaviors, depression, heightened stress responses, nightmares, and flashbacks. PTSD can also produce physical problems such as chronic pain, gastrointestinal issues, sleep disturbances, and endocrine and immune system dysfunction. Equine-assisted therapy—an experiential therapy treatment that harnesses the healing power of horses—appears to help with several of these debilitating symptoms.

What Is Equine Therapy?

Equine therapy, also known as equine-assisted therapy or horse therapy, is a specialized form of animal-assisted therapy that involves interactions between individuals and horses. Equine therapy occurs in a controlled natural environment under the supervision of trained equine specialists and mental health therapists.

An equine therapy program encompasses much more than therapeutic horseback riding. During equine therapy sessions, participants engage in activities such as grooming, feeding, and leading horses and maintaining and cleaning tack (saddle and equipment). These interactions are designed to promote emotional regulation, social skills, and self-efficacy.

Unlike conventional mental health treatment such as talk therapy, equine-assisted therapy provides individuals with a distinctive, non-verbal pathway to delve into their emotions, behaviors, and thought patterns by directly interacting with these perceptive and intuitive animals.

Success of Equine Therapy for Veterans With PTSD

The Man O’ War Project was the first university-led research trial established to create equine-assisted therapy guidelines for treating veterans with PTSD. Researchers found that over half of the study’s participants experienced a significant decrease in both PTSD and depression immediately after treatment, with sustained improvements observed at the three-month follow-up.

Furthermore, a Baylor University study found that veterans suffering from combat-related PTSD experienced reduced depression and post-traumatic stress symptoms, along with an enhanced quality of life, following participation in an eight-week therapeutic horseback riding program.

Benefits of Equine Therapy for PTSD

These are some of the benefits of equine-assisted psychotherapy, particularly in the context of veterans dealing with emotional trauma and PTSD.

Emotional Regulation and Stress Reduction

Equine therapy offers a unique opportunity for veterans to regulate their emotions and reduce stress. Horses are sensitive animals that respond to human emotions and provide immediate feedback. So interacting with horses requires a calm and focused demeanor, which helps veterans learn to manage their own emotional responses.

This interaction can be particularly beneficial for veterans experiencing hypervigilance and heightened stress levels associated with PTSD. Through equine therapy, veterans can learn techniques to control their emotions and achieve a sense of calmness, which is valuable in managing PTSD symptoms in their everyday lives.

Building Trust and Relationship Skills

Building and maintaining trust in relationships can be challenging after experiencing traumatic experiences while serving in the military. Equine therapy involves establishing a bond of trust with horses, which mirrors the trust-building process in human relationships. Veterans learn to communicate effectively, set boundaries, and develop mutual trust with the horses—skills that translate to interpersonal relationships.

This experience can be transformative for veterans struggling with social interactions and trust issues related to their trauma. Learning to build healthy relationships with horses can empower veterans to apply these skills in their interactions with family, friends, and colleagues.

Providing a Safe and Non-Judgmental Environment

Equine therapy creates a safe and non-judgmental space for veterans to explore their emotions and vulnerabilities. Horses are intuitive animals that respond to human emotions without criticism or judgment. This unconditional acceptance allows veterans to open up emotionally without fear of rejection.

For individuals accustomed to the rigidity of military culture, equine therapy offers a refreshing alternative where vulnerability is met with empathy and understanding. This supportive environment encourages veterans to confront their trauma and work toward healing in a nurturing setting.

Improving Communication and Social Skills

Many veterans with PTSD struggle with communication and social interactions due to emotional numbness or hypervigilance. Equine therapy fosters non-verbal communication skills as veterans learn to interpret and respond to the horse’s cues. By practicing clear and assertive communication with horses, veterans improve their ability to express themselves effectively.

These enhanced communication skills extend to interactions with other people, facilitating healthier relationships and reducing social isolation for the veteran. Equine-assisted therapy provides a platform for veterans to reconnect with themselves and others through clear and meaningful communication.

Faster Therapeutic Progress

Equine-assisted therapy streamlines the therapeutic process by focusing on direct interaction between the client and the horse, bypassing the need for lengthy trust-building typically required in talk therapy with a mental health professional. Clients often feel less judged by horses. This facilitates quicker progress in their PTSD therapy.

Physical Engagement and Exercise

Equine therapy encourages physical engagement and exercise, which can be particularly beneficial for veterans recovering from PTSD. Interacting with horses can involve activities like grooming, leading, or riding, all of which require physical movement and coordination.

For veterans, engaging in these activities offers a productive outlet for pent-up energy and stress and can promote relaxation, release endorphins, and improve overall physical fitness.

Holistic Healing and Connection With Nature

Equine-assisted therapy fosters holistic healing by reconnecting military veterans with nature. Spending time outdoors with horses provides a break from urban settings and the stresses of daily life, promoting relaxation and a sense of freedom. Connection with nature has been shown to reduce stress and improve overall well-being.

For veterans accustomed to structured military environments, the outdoor experience of this therapy offers a chance to appreciate nature’s beauty and serenity. The rhythmic motion of horseback riding can be grounding, fostering mindfulness and present-moment awareness. By integrating nature and animal-assisted interventions, equine therapy provides a holistic approach to addressing PTSD by facilitating emotional healing and inner peace.

Harnessing the Healing Power of Equine Therapy

Military veterans grappling with post-traumatic stress disorder (PTSD) often face a complex range of mental and physical challenges that persist long after their service and affect their daily lives. As awareness of equine therapy’s benefits expands, more individuals are seeking this treatment to recover from the invisible wounds of war.

The perceptive nature of horses provides immediate feedback, aiding veterans in managing symptoms like hypervigilance and heightened stress responses. It also fosters essential communication and relationship skills. This results in improved interactions with family, friends, and colleagues. This holistic approach to healing addresses the multifaceted challenges of PTSD, empowering veterans to embark on a transformative journey toward recovery.

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As a certified veteran-owned business, you’ll not only benefit from increased government support, but you’ll also build trust and confidence in your brand by demonstrating that you’re not just another entrepreneur—you’re an entrepreneur who sacrificed for your country. But how do you get a veteran-owned business certification in the first place? 

Step 1: See if You Qualify

In order for your business to qualify for certification, it has to meet certain criteria. 

• At least 51% of the business must be owned by at least one veteran. 
• The veteran owner(s) must maintain control over all day-to-day operations, including policy, management, and decision-making. The veteran owner cannot simply be a figurehead. 
• The veteran owner(s) must demonstrate the managerial and industry experience necessary to run the business. 
• The veteran owner(s) must be the highest-paid employee(s) at the organization—unless there’s a logical reason as to why the company would benefit from the owner(s) receiving lower compensation. 
• The veteran owner(s) must have served on active duty with the Marine Corps, Army, Navy, Air Force, or Coast Guard. 
• The veteran owner(s) must have been discharged or released for reasons other than dishonorable discharge. 

If you’re a small business owner who meets the above qualifications and who has sustained a disability during your time of service, you may also qualify for a service-disabled veteran-owned business certification. 

Step 2: Seek Out Financial Guidance

It doesn’t cost much to apply for certification—some programs, in fact, are free. However, financial guidance is still an important part of the process. You need an expert to help determine your eligibility and prepare your documents. The program will need to see that you’re not only a veteran but that your business is in a strong position to succeed. 

If you don’t have a controller or CFO, you can use fractional financial services offered by a company like Focused Energy. They can help you compile the necessary data demonstrating the financial viability of your business, thereby getting you one step closer to approval. 

Step 3: Gather the Required Documents

Because there are different paths to certification, the required documents may vary. However, there are a few specific documents that are almost always required, so make sure to have these ready: 

• Your discharge papers (DD Form 214). Active-duty service members are not eligible for a veteran-owned business certification, so you’ll need to provide documentation demonstrating that you were discharged in good standing. 
• Your business license. Your license will demonstrate that you are authorized to conduct business in your state or municipality. Depending on the type of business and the location where it’s registered, you might also have to provide additional documents such as a seller’s permit (or resale license), sales tax license, or industry-specific license (such as a federal transportation or broadcasting license). 
• Tax returns. You’ll generally need to provide all business tax returns from the past one to two years to demonstrate the financial stability of your business. You may also be asked to provide financial statements, such as income statements or balance sheets, in order to demonstrate your financial viability. 
• Articles of incorporation. You may need to provide copies of your articles of incorporation/organization, outlining the legal structure of your business. In some cases, you’ll also be asked to provide additional documentation demonstrating that you own at least 51% of the business. 

Step 4: Choose a Certification Program

There are several organizations that offer veteran-owned business certification. Each organization has its own advantages and drawbacks. 

• If you want to compete for national government contracts, you’ll need to apply for a Veteran Owned Small Business (VOSB) certification, or Service Disabled Veteran Owned Small Business (SDVOSB) certification. This is generally completed through the Vets First Verification Program—a division of Veterans Affairs (VA). The application process is free. You can also apply for your SDVOSB through the Small Business Administration (SBA).  
• If you just want your business included on national registers of veteran-owned businesses, you can register as a Certified Veteran’s Business Enterprise (VBE) with the National Veteran Owned Business Association. While you won’t get all of the perks of being VOSB-certified, this is still a great way to attract business from other private organizations. 

There are also a number of third-party organizations that can process veteran-owned business certifications. For example, if you’re looking to find private-sector contracts, you can apply as a veteran-owned business through advocacy organizations like the National Veteran Business Development Council (NVBDC) and the National Veteran-Owned Business Association (NaVOBA). 

Step 5: Fill Out the Application

Fill out the application for your chosen certification program. You’ll need to provide information about your business, military service, and eligibility. You’ll also be asked to provide supporting documentation to prove your eligibility. You can submit the application and documents online. 

Once you’ve submitted, you’ll need to wait while the certifying program reviews your application and eligibility. If your application is approved, you’ll receive a verification letter or certificate confirming your status as a certified veteran-owned business.

Step 6: Keep Your Certification Up to Date 

Depending on the type of certification and the organization that issued it, you’ll have to renew after a set interval of time. For example, if you originally received your certification through the VA, you’ll need to reapply after three years. If you fail to renew on time, your business will likely be removed from government listings. Then you’ll have to reapply from scratch. 

Just make sure to read the documentation carefully for whichever program you choose, and follow all of the requirements to the letter. Then you will maintain all of the benefits of your chosen program for as long as your business is in operation. 

Apply for Your Certification

You might not see a need to formally apply for a veteran-owned business certification, but once you go through the process, you’ll unlock a wealth of benefits you never realized were available. 

Veterans—including service-disabled veterans—employ over 5 million Americans, and you deserve a helping hand as an active contributor to the economy. You’ve already served, so why not take advantage of the perks that are available? It’s just one simple way for the government and the private sector to say, “Thank you for your service.”

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Dental Procedures That Are Covered under the VA

VA dental benefits typically cover procedures that deal with serious issues, such as those that could preclude you from obtaining employment, that cause you pain, or those that interfere with the functioning of your mouth. It may even cover procedures like dental implants if needed due to a service-related injury.

According to the VHA handbook, there are six different classes of eligibility, plus sub-classes, each of which has different inclusions. Please refer to the handbook for detailed information regarding your eligibility for free dental care.

Class I

Veterans with a compensable service-connected dental condition or disability are eligible for any medically necessary dental care.

Class II

Veterans who were discharged under conditions other than dishonorable and did not receive a complete dental examination upon discharge can apply for a one-time course of dental care to correct service-connected dental issues or dental problems that existed at the time of discharge or release from active service. The veteran must claim this benefit within 180 days of discharge.

Class IIA

Veterans with a non-compensable service-related medical condition from combat wounds can receive any necessary dental care.

Class IIB

Homeless veterans who receive care under VHA directive 2007-039 are eligible for specific dental procedures to:

• Gain employment
• Relieve pain
• Treat moderate or severe gum disease

Class IIC

A former prisoner of war is eligible to receive any dental care procedure that’s needed, including repeat care.

Class III

If a VA dental care provider identifies a dental problem that is aggravating a service-connected medical condition, the VA will cover the dental procedures needed to treat the issue.

Class IV

Veterans with a service-related injury that resulted in total and permanent disability are eligible for coverage for any dental procedure that’s needed. This does not apply to veterans whose total disability status is temporary.

Class V

Veterans who are participating in a VA vocational rehabilitation program licensed under 38 U.S.C. Chapter 31 are eligible to receive any dental care that’s needed to be accepted into and complete the program.

Class VI

Veterans who receive VA health care for a medical condition that is being made worse by an oral health issue can receive procedures needed to treat that issue.

Inpatient Care Status

VA dental care benefits cover certain dental procedures for veterans who receive inpatient care. The procedures must be provided by a VA dental care provider in conjunction with their primary care physician.

Veterans Affairs Dental Insurance

Veterans who aren’t eligible for comprehensive dental treatment under the VA Dental Care Program can buy dental insurance under the VA dental insurance program (VADIP). Compared to regular dental insurance programs, VADIP has lower premiums and lower co-payment amounts.

To be eligible for VADIP, you must be signed up for:

1. The Civilian Health and Medical Program (CHAMPVA)
2. VA Health Care

Dental Procedures Covered Under VADIP

VADIP covers dental care procedures that are considered essential for good oral health. Plans are provided by Delta Dental and MetLife and cover:

• Diagnostic tests, including X-rays and oral exams
• Preventative procedures, including routine cleanings and sealants
• Simple restorative procedures, including fillings
• Dental emergencies, including simple extractions
• Endodontic and restorative procedures, including root canals (12-month waiting period with Delta Dental)
• Crowns, bridges, dentures, and implants (12-month waiting period with Delta Dental, selected plans only, implants are not included in MetLife plans)
• Orthodontic treatments for dependents under 19 (MetLife’s High Option, 24-month waiting period)

The co-pay amount varies depending on the dental provider selected. Basic procedures provided by in-network dentists often come with 100% coverage, with a reduced coverage percentage for complex procedures and out-of-network providers. 

Dental Procedures Not Covered Under VADIP

According to the MetLife manual, the Veterans Affairs Dental Insurance Program does not cover:

• Dental care procedures that were not prescribed or are not supervised by a dentist. In states where dental hygienists can practice unsupervised, these services are covered.
• Experimental or investigative dental procedures
• Treatment for employment-related dental issues if they are covered under a worker’s compensation program
• Dental procedures that are substandard or unnecessary
• Purely cosmetic dental procedures, such as the personalization or characterization of crowns, bridges, implants, dentures, and veneers
• Prosthetics (bridges, implants, and partial and complete dentures) to replace a tooth that was missing prior to the coverage start date and wasn’t missing due to a congenital (from birth) defect
• Dental procedures that are needed due to an injury or illness that was self-inflicted
• Tooth sealant procedures for patients aged 16 and above
• Replacement dentures if the dentures were lost or stolen
• Orthodontic devices and services for adults
• Gold foil restorations

Even though the VA Dental Insurance Program doesn’t cover the procedures mentioned above, other private dental insurance providers might. Before taking out dental insurance, ask exactly what’s covered and what’s not, and choose the provider that offers the coverage you need.

If In Doubt, Ask at Your Local VA

If you need dental work done for a service-related health condition or non-service-related dental issue, don’t pay out of pocket and find out about insurance later on. Pay a visit to your local Department of Veterans Affairs office and find out exactly what you’re eligible for and what isn’t covered under your VA benefits class. With that information in hand, you can go ahead with confidence or research other options such as VADIP and private insurers.

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How to Help Disabled Veterans: Top Assistance Programs

There are more than a dozen organizations and charities in the United States that are dedicated to helping America’s veterans adapt to post-combat life and enjoy the communities they have fought to protect. For disabled veterans, in particular, there are several programs and grants available to help them lead safe and active lives.

Housing Grants

Veterans Affairs Purchase Loans

All honorably discharged veterans are generally eligible for VA loans, the most popular of which are VA purchase loans. These home loans require no down payment or mortgage insurance, and part of the amount is guaranteed in case the homeowner defaults on the loan. This can help the veteran or their family member negotiate more favorable terms with the bank. The other most popular VA loan is the interest rate reduction refinance loan (IRRRL), which can help veterans with an existing loan negotiate a new loan with a lower interest rate.

Special Housing Grants for Disabled Veterans

Veterans with certain severe disabilities may qualify for grant money to help them adapt their residence or purchase an adapted residence. Housing adaptation grant money is typically used to widen doorways, install ramps, and otherwise adapt a residence to make it accessible for people who use mobility equipment sold by companies like Mobility Plus Colorado:

• Specially Adapted Housing Grants (SAH grants) provide money toward the purchase of a home that is built or adapted for a disabled veteran’s mobility needs.
• Special Housing Adaptation Grants (SHA grants) provide funds to help a disabled veteran modify his or her existing home.
• Temporary Residence Adaptation Grants (TRA grants) provide funds to help a disabled veteran modify a temporary residence, such as a family member’s home where they are staying.

If the veteran’s disabilities aren’t severe enough to qualify for any of the above grants, they may still be able to qualify for the Home Improvements and Structural Alterations (HISA) grant, which can be used to make “medically necessary improvements and structural alterations to [the veteran’s] primary home.”

In some cases, the disabled veteran may be able to have a custom house built for them through Homes for Our Troops. So far, this four-star-rated charity has built 334 homes for severely injured post-9/11 vets–completely free of charge.

Education and Employment Support

Re-entering the workforce can be a challenge for ex-service members who don’t have a civilian degree, and even harder for disabled veterans who may have significant physical limitations. These organizations can help disabled vets retrain and find meaningful employment.

Education Assistance

The Federal government offers several education benefits to eligible veterans: 

• GI Bill benefits
• Post 9/11 GI Bill benefits
• Montgomery GI Bill active-duty benefits

Veterans may also be able to receive free or subsidized education through institutions that participate in the Yellow Ribbon Program.

Employment Assistance

The following organizations help disabled vets find work:

• Paralyzed Veterans of America for veterans with spinal cord injuries
• Disabled American Veterans for all veterans with a service-connected disability

Health Care

Veterans faced with a new disability from their time in service can often benefit from assessment and therapy to help them regain their independence. 

• The VA Center for Limb Loss and Mobility (CLiMB). The Veterans Affairs Center for Limb Loss and Mobility is a research organization that aims to preserve and enhance mobility in veterans with lower limb amputations or impairments.
• Wounded Warrior Project. The Wounded Warrior Project is a nonprofit that serves veterans and service members who incurred a mental or physical injury while serving our nation on or after 9/11, 2001, helping them on the journey to recovery.

Mental Health Support

Injuries aren’t always visible, but invisible wounds that affect mental health can make it hard for veterans, and especially disabled veterans, to participate in their communities.

• National Center for PTSD The National Center for PTSD—an initiative of Veterans Affairs—works to improve the social welfare and clinical care of veterans suffering from post-traumatic stress disorder (PTSD) through education and research.
• Warrior Care Network. The Warrior Care Network is an initiative of the Wounded Warrior Project. This donor-supported network has provided more than 92,000 hours of outpatient treatment and therapy to veterans suffering from PTSD and traumatic brain injury (TBI).

Financial Assistance

Several monthly VA benefits are available to eligible veterans with a service or age-connected disability:

• Monthly disability benefits
• Attendance or housebound benefits for disabled vets who need a caregiver
• Program of Comprehensive Assistance for Family Caregivers

Additionally, most disabled vets are eligible to receive Social Security disability payments from the United States Government.

Key Organizations That Help Disabled Veterans

Veterans Affairs

Veterans Affairs is the first place disabled vets should start to look for support and resources, including physical health benefits and support for mental health, PTSD, and TBIs. In addition to the VA resources on the site, vets can find specific health groups for Combat Vets and Returning OEF/OIF honorably discharged service members.

Disabled American Veterans

Disabled American Veterans is a nonprofit charity that helps over 1 million veterans each year. They can assist with:

• Free rides to medical appointments
• Making benefit claims
• Finding meaningful employment through job fairs
• Other resources

In 2018, DAV helped veterans of all ages receive $20 billion in earned benefits.

Make the Connection

MakeTheConnection.net is a website that helps veterans and their supporters find relevant information and resources for specific issues they may be dealing with. This is a great place to start if you know a disabled veteran with specific needs.

Help Disabled Vets Access the Many Resources Available to Them

Thanks to the combined effort of the United States government and several nonprofit organizations, resources and assistance for disabled veterans are available across the country. The best thing you can do to help disabled veterans is to help them connect with organizations that specialize in the assistance they need. You can also donate to many of these excellent organizations. 

Whether it’s support with applying for benefits and grants, short-term financial assistance, or emergency housing, these resources can help at-risk veterans to get back on their feet and begin the journey to reintegration and independence.

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